오늘의 시- 기도 – 심태규 미카엘
시인, 심태큐 미카엘 (2016)
기도 – 심태규 미카엘
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I and my wife is 55+ years old, we have IRA(traditional) account, based on my 2023 income, we can contribute total $6000, but mistakenly, we contribute $7500 each in Jan 4th 2024, what should do? If we withdraw $4500 each before April 15, 2024, is that ok to avoid any tax penalty?I and my wife is 55+ years old, we have IRA(traditional) account, based on my 2023 income, we can contribute total $6000, but mistakenly, we contribute $7500 each in Jan 4th 2024, what should do? If we withdraw $4500 each before April 15, 2024, is that ok to avoid any tax penalty?
You’re right, since you don’t have enough earned income in 2023 to cover the full $7,500 contribution for each of your IRAs, there has been an excess contribution. Here’s what